Financial solutions designed around you

Whether it's a personal goal or a business ambition, Parika offers responsible, transparent finance with terms you can understand and trust.

Personal Loans

Unsecured funding for weddings, education, medical needs, travel or debt consolidation — with flexible tenures and easy EMIs.

Business & SME Finance

Growth capital for small and medium enterprises — to expand operations, buy equipment, or manage seasonal demand.

Loan Against Property

Leverage your residential or commercial property to raise sizeable funds at competitive rates and comfortable repayment terms.

Working Capital Finance

Short-term credit facilities that smooth cash flow and keep your day-to-day operations funded and running.

Secured Lending

Asset-backed loans structured responsibly, with clear documentation and a repayment plan suited to your capacity.

Investment & Advisory

Prudent investment and financial advisory services, drawing on three decades of market experience and discipline.

Who Can Apply

Simple, fair eligibility

We assess every application on merit, affordability and genuine need. General eligibility includes:

  • Indian resident, aged 21 years and above
  • Salaried professionals or self-employed individuals
  • Businesses with a demonstrable operating track record
  • Valid KYC and a satisfactory credit assessment
Check Your Eligibility
Documents Required

Keep these handy

  • Identity proof — Aadhaar, PAN, Passport or Voter ID
  • Address proof — utility bill, rent agreement or Aadhaar
  • Income proof — salary slips, ITR or bank statements
  • Business proof — GST, registration or financials (if applicable)
  • Property documents — for secured facilities

Exact requirements vary by product and profile. Our team will guide you through a checklist specific to your application.

How It Works

From enquiry to disbursal

A clear, four-step journey — no jargon, no hidden steps.

1

Enquire

Share your requirement online, over the phone or at our Delhi office.

2

Submit KYC

Provide basic identity, address and income documents for verification.

3

Assessment

We appraise your profile fairly and present clear, written terms.

4

Disbursal

On approval and agreement, funds are released promptly to your account.

Take The First Step

Find the right finance for your goal

Tell us what you need and our team will help you choose a solution with terms you can trust. All charges are disclosed upfront as per our Fair Practice Code.